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Smartcool enters golf course market; announces 5 year energy savings installation agreement

admin — Tue, 15 May 2012 05:32:32 +0000

"Smartcool's Green Technology Hits the Green in Las Vegas"

VANCOUVER, May 3, 2006 – Smartcool Systems Inc. (OTC.PK: SSCFF;TSXV: SSC), an advanced energy savings technology company, is pleased to announce it has signed an agreement to share in the energy savings generated from the installation of the ESM 4000 Energy Savings Module with Siena Golf Club located in Las Vegas, Nevada.

Under this program Smartcool installs the ESM 4000, collects data for a one-month period to verify the KW savings and calculates the annual savings available to the customer. In consideration for Smartcool installing the equipment at its cost, the customer agrees to share the monthly savings equally with Smartcool and also authorize the Utility to pay the rebate directly to Smartcool which will offset some of the capital cost of the equipment to be installed.

The benefit to the customer is the increase in monthly cash flow as expenses are reduced. The benefit to Smartcool is the recurring revenue it can receive during these five-year renewable contracts.

This first install of a golf course facility will allow Smartcool to grow its business in this area through associated golf facilities. Smartcool has been actively marketing to Golf courses in the area due to favourable ambient conditions and high-energy consumption seen in these facilities. Smartcool is in discussions with a number of other courses to enter into trial agreements.

About Smartcool Systems:

Smartcool distributes the Abbotly Technology that reduces electric usage on air conditioning and refrigeration compressors. The ESM 4000 works in conjunction with existing compressor equipment. It does not replace it and can improve upon existing savings systems. It does cause compressors to work at maximum efficiency but does not allow or cause over-cycling. Smartcool holds exclusive rights for the ESM in all of North America.

The TSX Venture Exchange has neither approved nor disapproved the
contents of this press release.

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Learn Spanish Alphabet Phonetics – Pronunciation

admin — Tue, 15 May 2012 05:32:31 +0000

Spanish is no different to any other language in that it has certain rules that need to be applied and adhered to with regards to pronunciation. It must be stressed from the start that Spanish is an extremely phonetic language and the use of audio commentary would enhance and improve your ability to learn and understand the sounds much more easily and a lot quicker.

Pronunciation of Spanish Vowels:

Spanish vowels have only one sound which is not as long and broad as their English counterpart. The vowel sounds are also shortened when part of a syllable or an unstressed word and when they are before a consonant.

"a" pronounced like "ah"; example: la casa (the house) [lah kah-sah]

"e" pronounced like "ay"; example: la calle (the street) [lah kah-lee'ay]

"i" pronounced like "ee"; example: el pie (the foot) [ell pee-ay]

"o" pronounced like "o"; example: el piano (the piano) [ell pee-ah-no]

"u" pronounced like "oo"; example: uno (one) [oo-no]

The pronunciation of Spanish Consonants:

In Spanish, most of the consonants are pronounced as in English with maybe some minor changes but there are two letters that are pronounced totally different and they are "z" and "j".

"z" pronounced like "th" in "with" or "thin" for example; el pez (the fish) [ell peth]

"j" pronounced like a the "ch" in the Scottish word "loch": el ojo (the eye) [ell o-'Ho]

In fact, the area in Spain where I live the "j" is pretty much pronounced like an aspirated H, which can be far easier to use, other letters that differ slightly are as follows;

ch pronounced as in "chap" or "mulch"

c when used in front of the letters "e" or "i" it is pronounced like the Spanish "z"; ie like "th" in thin.

g before "e" or "i" pronounced like the Spanish "j", but if used before any other letter it is pronounced like the "g" in the English word "go"

gu when preceding "e" or "i" is like "g" in English "go" but when preceding "a, o or u" is pronounced "goo"

h "h" is silent in Spanish

ll is pronounced like the "ll" in million, although again in many dialects and regions the "l" sound is almost dropped altogether in father of a "yer" sound; for example the English word "million" would be pronounced "meel-yon" instead of "mee-lee-on".

ñ is pronounced like the "ni" in the English word "onion"; for example; el niño (the boy/child) [ell neen-neeo]

qu pronounced like the English "k"

r is rolled, especially when used at the start of a word.

s always pronounced crisply as in "last" and never like a "z" as in "easy".

y is like y in "yellow", but if standing alone or at the end of a word it is pronounced like the Spanish "i": (ee)

As I have mentioned there are regional variations in pronunciation, none to severe, but if you learn the Castilian pronunciation, (which is generally known as the mother tongue) it will give you a foundation that you can alter easily to whatever dialect you are speaking.

I recommended in the preceding article to this one that the easiest way to learn the Spanish language and alphabet is to use a good Spanish language software package or interactive online Spanish course, If you have been trying to understand and learn Spanish alphabet phonetics without the aid of a course or relevant audio then you are putting yourself at a disadvantage, so check out a course as soon as possible.

For more information about Online Spanish Language Courses and Spanish Verb Forms visit; http://www.irregularspanishverbs.com and pick up a FREE Spanish verb conjugation book whilst you're there!

Writing a Feature Article – Your Ultimate Guide

admin — Tue, 15 May 2012 05:32:30 +0000

Writing a feature article as a difficult: fact or fiction? The answer: fiction. Feature articles are one of the easiest to compose in the types of technical write-ups. The format of feature article is similar to reporting: you give information while entertaining the people. It's similar to how you tell a friend about this amazing gadget, or incredible person or to a wonderful place. You just need to keep some factors in life to ensure a striking feature.

Here are a few guidelines:

First thing to consider in writing a feature article: to avoid procrastination (defined as the act of veering away the self's focus from writing by doing other things) make plans on how you'll write your article, and then proceed in making an outline out of it. It will also be of great help if you post the date of your deadline on your table to keep you reminded of your feature article.

Be reminded that research is important. It is a necessity in all types of writing. You cannot provide essential information in connection with your object of interest without the act of researching.

In the planning stage, a writer picks a theme. You should choose a theme or topic of your feature. There are actually a lot of things that one should consider in choosing a topic. As much as possible, make your topic new to the ears and eyes of your readers. It should be appealing and interesting at the same time.

When you face the blank sheet of white paper, don't be afraid to write with errors. That is why there is such a thing called draft; your draft will depict what you should consider for revision and what other information are not present in your feature article.

The next technique in writing a feature article is now connected with the stage of writing your article. Be sure to make your feature article more interesting by writing a catchy introduction. An eye-catching lead paragraph will invite readers to continue reading your write-up, enabling them to finish what you have written. It should set the mood for your work. Also remember that all of your paragraphs should be connected to each other. It is a necessity for not just feature articles but for all write ups to be in unified. Make an equally striking concluding paragraph that will make your write-up get trapped in the minds of your readers for hours, or even days.

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Marketing Of Joint Venture

admin — Tue, 15 May 2012 05:32:29 +0000

Joint Venture Marketing can take many forms — and if done properly, can significantly enhance your business. Don't let the name fool you, you have already been a consumer of a number of joint venture marketing promotions. Have you ever purchased a pizza during the Final Four, and received a free basketball? That is a result of a joint venture. There are countless other examples, but you get the general idea. They also had a large number of customers. The deal was for every computer sold, it would have MS-DOS already installed with the agreement that this little company called Microsoft would give lifetime upgrades for its software. Well, the rest is history and it made the head of that small time company a billionaire by the time he was 31 years old.

Another form of joint venture marketing that has gained popularity on the internet is the dawn of virtual marketplaces. Many niche sites offer this type of marketplace, and they allow the members to pool resources to generate traffic, and of course, sales. One of the most powerful benefits to this type of venue is the appeal of their ability to pool advertising dollars to obtain a promotional presence that members might not have been able to acquire individually. In addition, these venues are often able to procure significant discounts and special offers for members from common suppliers, which creates a stronger buying presence for the group as a whole. Members gain visibility in the marketplace and in the search engines, and they enjoy the benefit of increased traffic to their individual businesses.

An extreme and exceptional example of this is a little company called Microsoft. The head of this small company had some software called MS-DOS and no customers. He reached a deal with a company called IBM who made computers and was already a known and respected company in the computer industry. They also had a large number of customers. The deal was for every computer sold, it would have MS-DOS already installed with the agreement that this little company called Microsoft would give lifetime upgrades for its software. Well, the rest is history and it made the head of that small time company a billionaire by the time he was 31 years old.

Another benefit would be the mutual use of experts in other areas of expertise and or technology. By using the above example for this point, the computer company has a great writer and the software company’s programmers are not good at explaining how this software works or what it can do. The computer company’s writer can then be used for a tutorial on how to use the software along with the tutorial on how to operate the computer. This then will make using the computer and software much easier for the customer.

From a consumer perspective, it is a winning situation as well. Collaborative marketplaces create a "one-stop-shopping" experience, providing consumers with the ability to browse several merchants during one browsing session. The ability to quickly obtain comparative pricing among similar merchants create a strong value among customers, and create a natural environment of competition. This forces participating vendors to strive for a higher quality product, at a competitive price.

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Mini Storage Pods Designed For Your Small Storage Needs – home

admin — Tue, 15 May 2012 05:32:28 +0000

Mini storage pods are the answer to your need for storing and moving small quantities of goods. It could be that you need to transport boxes containing documents or books. This is where mini storage pods come in handy.

What Are Storage Pods?

Storage pods are portable storage moving units. There is a difference between this storage method and the earlier traditional method. Traditionally, moving companies or you would pack your clothes, books, furniture, cookware, etc. into crates and cartons, and then loaded these onto a truck for transportation. In the case of the storage pod method, the storage pod company will first deliver a portable storage moving unit to you. You can pack this at your own pace. Once it is fully packed, you can call the moving storage company. They will come and pick up your storage pod and have it delivered to your destination.

These pods are weather resistant; hence you do not need to worry about them lying out in the open in your driveway. If you so desire, the moving storage company can park your pod at their self storage facility till such time that you are ready to unpack.

How Does It Work?

Typically there is no time constraint on packing your pod. You can do so at your leisure. You alone will have access to your mini storage pod and hence can rest assured on safety issues. It is however recommended that you secure your pod when it is lying on your driveway.

Loading these mini storage pods is easy as loading is done at the ground level. Once packed, these containers are lifted onto the delivery truck for transportation. Moving storage companies usually offer a flexible drop off and pick up of storage units. Thus, if you do not have space in front of your house for more than one pod, you need not worry. Once you have finished loading one pod, you can call the company, who will have that pod picked up and deliver the next one at your residence.

How Are You Charged?

Mini storage pod service providers start charging rent on the pod, the day after it is delivered to a customer’s location. Rentals then follow a monthly billing cycle, till such time that the customer has no further use of the container.

Thus, though you can use the container for as long as you want, you will be charged rent on its usage for that period. Payment can be made by credit card as well as online.

Mini storage pods offer some unique benefits. You don’t have to worry about not having enough stuff to fully load a regular storage unit. Though most regular pods have a system of tying down the goods loaded even if the pod is not full, a mini storage pod works very well when you want to move small quantities of goods.

Mini storage pods are the best storage option for storing and moving small qunatity of stuff. Learn more about Storage pods at the provided links.

The Actual Reason Why Fast Cash Loans Will Need To Be Approached With Vigilance

admin — Tue, 15 May 2012 05:32:12 +0000

In the event that cash is limited and you basically must find a little extra cash money very quickly, you could be tempted to go with a payday advance loan via one of the numerous lending companies and agents who advertise on the internet. All of these advances guarantee resources within your bank checking account on the same working day you sign up, and are also nearly always fairly easy to wind up being approved for. By and large, just about anyone who holds a regular profession as well as an appropriate current account should be accepted for such a payday loan.

This all does seem great, but then it is actually accepted that fast cash loans tend to be among the costlier styles of funding at your disposal, having cited rates of interest reaching apparently extraordinary heights. The actual elevated annual percentage rates stats happen to be just a little deceiving in fact, since the interest rates are typically computed on the perspective of repaying the note over the course of an entire twelve months, restarting the advance and thus shelling out new fees on a monthly basis. That is not actually the way payday advances are produced to be put to use, and certainly it is this instead of the nature of the costs that is one of the principal problems involved with this particular kind of borrowing, and is the foremost valid reason why you'll need to be wary whenever you are filling out an application.

The actual risk is this : needing to pay back the advance at the following pay day can make you short of ready money all over again, so chances are you'll be tempted to continue or rollover your individual loan to yet another calendar month. This process can give rise to a fresh group of service fees getting administered. It's easy to recognize the fact that this could possibly develop into a huge hassle, and if you repeat this too often then the general sum you need to cover in fees truly will start to correspond to the annual percentage rates amounts which looked totally outlandish.

Should you sign up for financing just for one single calendar month, then the effective interest imposed is actually about twenty per cent of what you borrow, which generally shouldn't be overly severe. Replace the finance, however, and it will only get uncontrollable.

Thus, to sum up, even if a wage day advance is definitely worth investigating to be able to get you through a short-term emergency, just receive so much as you honestly need to have, and be certain that you can actually afford to pay it back in full (or maybe half of it at the least) next month with out becoming caught up into a non-stop routine of credit renewals and thus extraordinary interest rates.

Martin writes for UKPayToday.co.uk where you can get payday loans paid into your account on the same day

Facts To Know About Debts

admin — Tue, 15 May 2012 05:32:10 +0000

Debts are a major problem today. Most individuals and organizations are lending heavily. But due to the global meltdown, not many are able to successfully negotiate their loan payments. Often before you can even realize the gravity of the situation, your loan amount reaches dangerous proportions. This in turn affects your mental peace as well as the future of your family. Often small and medium scale companies are bankrupted due to the piling of these loans. The problem is that people take loans from various sources- both banking and non-core banking sectors. Statistics prove that it is very difficult to repay more than couple of loans in a month with limited income.

Often people miss payments of their monthly interest or allow their credit cards to add more and more interest on the credit taken. This results in huge amounts of debts being accumulated, which however, must be paid every month. The truth is that is it is impossible to pay all this money together and thus the payment for a single month gets transferred to the next one with more interest!

To help people like us to get out of this tricky situation there is a premium company that does the needful. This company is a debt syndication firm called CareOneSM. This one is a trusted name among the hundreds of fake debt repayment doing business, mostly online. This company has a strong market and brand name. Their customized debt syndication programs have been a part of various world financial companies like MSNBC, Lifetime, Time, Forbes etc. The core business policy of this organization is to relieve your mind so that you can actually concentrate on your business and better it in the recent future. They work with individuals and with their problems and reduce tension and help the business organizations to move in the right direction and prosper.

Millions of Americans have benefited by the financial programs of CareOneSM. Research has shown that though hundreds of people- both salaried and businessmen- are incurring huge amounts of debts every month, they were really doing nothing to reduce this burden. With CareOneSM however, they have got a chance to repay their outstanding loans and make better budgetary plans in the future so as not to indulge in useless or ruinous expenditures and investments. It is estimated that you can reduce your payments and interest rates nearly 60% with the unique debt consolidation programs by this company.

With increasing loans, your credit ratings take a beating in the competitive market today. Poor ratings mean that you will not be able to get loans on your existing assets. Convincing the mainstream banks and financial institutes to forward you a personal unsecured loan is nearly impossible in today’s scenario. But now you have the opportunity to get loans on huge debts and poor credit history. Contact companies like CareOneSM and request for customized loan options. The positive part is that once you get the loan, you can start paying the loans and the huge debts can be reduced slowly.

Bad Credit Debt Services is author of this article on Bad credit debt consolidation.
Find more information about Bad credit debt consolidation loans here.

What You Should Know About Applying For A Business Loan

admin — Tue, 15 May 2012 05:32:09 +0000

Getting a business up and going requires extensive planning and energy; it will probably require getting a loan as well. Whether you are just starting out, are expanding, or running a business that needs to get a loan fast for any other reason, there are some things you should know before applying for the funds.

– If you are just starting out, a traditional bank will not give you the time of day unless you present them with a comprehensive and professional business plan. You can't just walk in the door with a great idea. You need to show evidence of having conducted market research as well as having determined a need in your area for your service or product. You will also need to provide a forecast of projected expenses and revenues, using as much detail as possible.

When applying for a business loan you are, in effect, selling yourself and your future business. You must do everything you can to convince the lender that you are worth their risk and that you have a plan for how to repay this loan. Going through this process will actually help you fine-tune your plans for your business which will be a great asset to you in the months to come.

– Be prepared to have your recent financial past laid bare. A lender may want to see if you are a good risk by checking your credit history and verifying your income by examining your tax returns for the last three years or so. If you are an existing business, make sure to bring income verification and tax information in regards to your business: the lender will definitely want to see all of these documents.

– When a non-profit applies to a charity funder for a grant, it might have the best idea in the world, but without itemized expenditure and budget projections, their project will never get funding. The for-profit sector is even more exigent when it comes to knowing the details of how their money will be spent.

If you are a business looking to expand, you may be seeking a loan for bigger machinery or a different venue in which to operate. Be prepared to show the research you have done on the types and prices of machines you need, and format your findings in an easy to read chart. Again, be as detailed as possible.

– Whether you are starting out, or whether you are an existing business, you will be asked to provide some kind of collateral to secure the loan: if you are an existing business you may want to list existing facilities, materials, machinery, or property as collateral. If you are a new business, you may need to offer your private home or other assets. Good luck!

If you are looking for business loans in Dallas, or if you live elsewhere in the state and would like information about getting business loans in Texas within 72 hours, contact the professionals at Bentwood Financial Group, LLC. Art Gib is a freelance writer.

Home Loans for People with Bad Credit

admin — Tue, 15 May 2012 05:32:08 +0000

Almost every person needs a home loan sooner or later. If your incoming is reasonable and regular and your credit score is good enough, availing of a home loan is in fact simple. Though, for individuals with bad credit obtaining home loans is not so effortless. Evidently, banks are assuming a higher risk by offering home mortgage loans to people with bad credit. That is why they will perhaps be more cautious when supplying you with a loan. Nonetheless, there are loads of alternatives out there for individuals suffering from bad credit.

Bad credit home loans are usually available for individuals with credit scores below 620. If your credit score is over 620, you almost certainly don’t need to be looking for a home loan for people with bad credit. But, if you have a credit score above 620 and at the same time you are delayed on payments on a current mortgage loan, then you definitively need to get a loan like this.

Different Types of Home Loans for People with Bad Credit

There are two classes of home loans for people with bad credit. The first class is bad credit mortgage loans. These loans are evidently for individuals that are aiming to buy homes. As loans involve higher interest rates for individuals suffering from bad credit, these kinds of loans typically hold interest rates of around 10% per annum. The interest rate of your loan will fluctuate according to your exact credit score and records. Often times these loans are also called bad credit new home loans.

The second class of bad credit home loans is home equity loans with bad credit. These loans were planned for homeowners that already have mortgage loans. Habitually, people avail home equity loans when they require additional money. These loans are normally available just for individuals with already established equity into their house. At other times borrowers get these types of loans to deal with expenses or just to make investments or to initiate businesses.

If you don't meet the requirements for bad credit home loans by yourself, you should try to find a cosigner. This could be rather embarrassing, but it will help you to get a new home. If you were not able to get someone to sign as a cosigner, you will have to make your best effort to improve your credit score.
Best of Luck!

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Men Take On Debt To Fund Dates

admin — Tue, 15 May 2012 05:32:07 +0000

Millions of British men are taking on debt to fund their love lives, a new report from National Savings & Investments (NS&I) has discovered.

As many as four in ten men are willing to go into the red so that they can afford to pick up the bill after an evening out with a potential partner and in many cases British males are turning to personal loans to this end. Loan lenders are currently tightening their credit criteria, but men around the country are sticking to the tradition of reaching for their wallets when dining out with a potential partner.

Many women are willing to pay their way too, but British men expect to spend an average of 60 per cent more than their female counterparts when wooing a potential partner, research by the financial services firm has demonstrated.

It seems that the single life can be a costly experience, with the latest figures showing that unattached men expect to spend a collective total of around 12 billion pounds this year on the various activities involved in finding a partner in 21st century Britain. As well as using low rate loans for the major purchases such as weekend breaks or trips abroad, many people are borrowing cash from their friends and family or using their credit cards in order to find the money they need to fund their romantic rendez vous. NS&I also reports that the motivation to appear generous and well-off is considerably stronger among men than women, with 45 per cent of single males admitting this to be among the reasons for their spending.

Despite the willingness to borrow in order to make a good impression, many British men have realised the wisdom of planning ahead and are setting money aside on a regular basis so that they can afford to spend more freely on a night out with female company. However, those with significant debts built up through credit cards and other borrowing facilities may not have this option. It is possible that such consumers could benefit from a debt consolidation loan as a means of getting back on track and allowing funds to be put aside.

For some people the financial pressures of modern dating have become so serious that they are willing to end a relationship if they feel it is not worth the money they are spending to maintain it. But perhaps this is not so surprising because NS&I's research also found that millions of men find that they go well over their own budget when romance is in the air.

"There is no doubt that dating costs a lot, and many people in Britain need to think beyond impressing with wit and charm and also plan their finances," said Dax Harkins, senior savings strategist at NS&I. "It is clear that men need to keep at least a few of their thoughts on money when they're trying to impress on a date," he added.

Problems with affording the finer things in life could particularly be an issue for those in their 30s, if recent research from Alliance & Leicester is to be credited. The company told the Guardian that those aged between 30 and 39 are most likely to miss loan repayments, while also having debts some 33 per cent higher than the national average.

Mark Dawson writes for Loan-Arrangers .co.uk where visitors can compare loans online. Then apply for the best secured UK loans and poor credit loans available.